$0 until it works. You pay only for booked meetings and reactivated customers — never for calls or minutes. See how →
PTS AI › For lenders › Past customer calculator
Free tool for consumer lenders

What is your past customer list actually worth?

Put in your own numbers. The only number we supply is a real one: the live-transfer ratio from Sunset Finance's pilot. Everything else is yours.

Your numbers

Paid off in the last 24 months, in good standing, not in collections. How to size it.

Live transfers per 1,000 calls: about 8 — what happened in Sunset Finance's 14-day pilot (13,159 calls). It's a real ratio, not a promise of yours. See the case study.

What that looks like

Calls placed—
Live transfers to your branches—
Branch visits—
Funded loans—
From a list you already own—

Fill in your own visit rate, funding rate and margin to see loans and dollars. We don't guess those for you.

Talk to us about your list →
Why a ratio per call

Customers don't all answer the first time. A ratio per call is the only honest way to carry a real result over to a different list.

Why we don't fill in the rest

Visit rates, funding rates and margins are yours. Any vendor that "estimates" them for you is selling a spreadsheet, not a result.

How to test it for real

One branch, 14 days, every customer on that branch's list called. Here's how a pilot like that runs.

The list isn't getting any younger.

Every month it sits, those borrowers are a month further from the loan they took with you — and lenders can request prescreened lists from credit bureaus. Find out what yours is worth on one branch first.

No risk to your network: no install fee, nothing up front. You only pay for results: a booked meeting or a reactivated customer.